Drive your business forward.
One van. Company cars. Your next fleet. Enquire about vehicle funding up to £175,000 to support your business plans, subject to lender criteria.
Enquire about business fundingCredit broker, not a lender. Subject to status and lender criteria. Finance creates a repayment commitment and can increase the total cost. Regulation and protections depend on the agreement.
Planning your funding
For funding above £25,000, a deposit is ideally preferred. Whether one is required, and how much, depends on the lender and your circumstances.
Vehicles may be repossessed if repayments are missed. Personal guarantees may be required and can put a guarantor’s personal assets at risk.
What can your business fund?
Vans & pickups
Single vans or a growing fleet for trades, delivery and service businesses.
Company cars
Vehicles for directors and staff, from one car to several.
Fleets
Funding structures for businesses running multiple vehicles.
How business funding works
Tell us about your business
Your company details, the vehicles you need and the amount you’re looking to fund.
We discuss the options
We explain what lenders may require, such as trading history and accounts, before any application.
Review any offer
The lender decides. Review the rate, term, total cost and conditions before you commit.
Ways to fund business vehicles
Depending on the lender and your business, options can include hire purchase, finance lease and contract hire. Ownership, tax treatment, mileage limits and end-of-agreement options differ between products. Ask us to explain the differences before deciding, and take independent tax advice where needed — we do not provide tax advice.
What lenders usually consider
Business lending decisions typically look at your trading history, accounts or bank statements, the deposit available and the vehicles being funded. Newer businesses may be asked for additional information or a director’s guarantee. Approval is never guaranteed.
Important: business finance and regulation
Business use does not automatically make finance unregulated. The borrower’s legal structure, the agreement and any applicable exemption determine its status. Lending to limited companies is generally outside the regulated consumer-credit regime. Sole traders and some partnerships can fall within it; business-purpose exemptions apply only where their legal conditions are met.
Our FCA authorisation does not mean every business product is FCA regulated or endorsed by the FCA. Ask us and the lender to confirm the status of the proposed agreement before signing. Consumer-credit rights, such as withdrawal and statutory voluntary termination where applicable, should not be assumed to apply to an unregulated agreement.
An unregulated agreement does not necessarily remove all complaint rights. Some small businesses and personal guarantors may be eligible to use the Financial Ombudsman Service, depending on the business, activity and complaint. Check eligibility rather than assuming you are covered or excluded.
Our role and commission
We introduce businesses to lenders; we do not provide the lending ourselves. Lenders decide whether to offer funding and on what terms. We receive lender commission, which may vary by product, amount borrowed or credit profile. Ask which lenders we consider and how we are paid; do not assume we compare the whole market or guarantee the lowest cost.
Our service
An administration fee may apply for arranging business finance. Any fee, its amount or calculation, payment timing and cancellation or refund terms — including if funding does not proceed — will be explained in writing before you agree to chargeable work. Your applicable statutory rights are unaffected.
Independent information
FCA — commercial credit broking
FCA — credit broker fee rules
Financial Ombudsman — business eligibility